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“for millions, time is running out to fit in those last-minute healthcare needs. When the clock strikes 12 in just 35 days on January 1, 2022, they’ll find their healthcare back behind the deductible paywall. It gives Black Friday a whole new meaning.” https://newrepublic.com/article/164540/health-insurance-deductibles-give-black-friday-whole-new-meaning
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